Tool Terms and Conditions

Tool Terms and Conditions

Welcome to the Health Savings Checkup. This service is intended to provide you with a tool to assist you in estimating your health care costs during retirement. It is NOT a guarantee of your costs or out-of-pocket expenses.

The calculations contained in the Health Savings Checkup are based on a proprietary database of treatment cost information and other adjustments based on other factors you input. The actual health care costs will vary based on choice of treatment, health plan benefits and general health.

By using this tool, you understand and agree that it is for personal use only and on an AS IS basis. The results are not intended to serve as a substitute for medical, financial, legal or tax advice and the tool is not part of any health or insurance plan.

This service is subject to OptumHealth's Terms of Use and Privacy documents, which you may review by clicking Tool Terms of Use and Tool Privacy. If your version of the tool allows you to save data, including individually identifiable personal information, data you enter will be used to populate answers for returning users and by customer support. Data may also be used, on an aggregate basis only, for various reporting purposes. This information will not be used for any health insurance purposes.