Are you prepared?

The Health Savings Checkup is an educational tool designed to estimate health care costs during retirement.

Take four easy steps.

So let's get started.

  • The more information you provide, the more personalized your results will be.

  • See the impact of changes instantly by clicking Update My Costs.

  • Discover actions you can take that may help to lower your costs.

Get your results immediately.



Already Retired?

Welcome to the Health Savings Checkup. This service is intended to provide you with a tool to assist you in estimating your health care costs during retirement. It is NOT a guarantee of your costs or out-of-pocket expenses.

The calculations contained in the Health Savings Checkup are based on a proprietary database of treatment cost information and other adjustments based on other factors you input. The actual health care costs will vary based on choice of treatment, health plan benefits and general health.

By using this tool, you understand and agree that it is for personal use only and on an AS IS basis. The results are not intended to serve as a substitute for medical, financial, legal or tax advice and the tool is not part of any health or insurance plan.

This service is subject to OptumHealth's Terms of Use and Privacy documents, which you may review by clicking Tool Terms of Use and Tool Privacy. If your version of the tool allows you to save data, including individually identifiable personal information, data you enter will be used to populate answers for returning users and by customer support. Data may also be used, on an aggregate basis only, for various reporting purposes. This information will not be used for any health insurance purposes.

If you understand the terms and conditions above, fully understand the benefits and limitations of this service, and agree that you want to continue to use this service, click on the box below indicating "I Agree".